Morgan Stanley is a leading global financial services firm that conducts its business through three principal business segments—Institutional Securities, Asset Management, and Wealth Management. The Firm’s employees serve clients worldwide including corporations, governments and individuals from more than 1,200 offices in 42 countries. The Wealth Management business provides comprehensive financial advice and services to its clients including brokerage, investment advisory, banking and lending, insurance, retirement and other products. The business includes Morgan Stanley Smith Barney LLC (the “Broker-Dealer”) and Morgan Stanle
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