Compliance, Information Technology, Risk Management
At Capital One, we’re building a leading information-based technology company. Still founder-led by Chairman and Chief Executive Officer Richard Fairbank, Capital One is on a mission to help our customers succeed by bringing ingenuity, simplicity, and humanity to banking. We measure our efforts by the success our customers enjoy and the advocacy they exhibit. We are succeeding because they are succeeding.
Guided by our shared values, we thrive in an environment where collaboration and openness are valued. We believe that innovation is powered by perspective and that teamwork and respect for each other lead to superior results. We elevate each other and obsess about doing the right thing. Our associates serve with humility and a deep respect for their responsibility in helping our customers achieve their goals and realize their dreams. Together, we are on a quest to change banking for good.
As a Senior Manager/Senior Counsel, you will apply your strategic and analytical skills to major company challenges and new initiatives. You will partner with one of the nation’s largest indirect auto-finance businesses to identify and solve legal risk alongside a team of world-class professionals to develop and test strategies that ultimately impact the bottom line. You will help develop innovative digital products and services in an Agile environment, as well as counsel the business on strategy. You’ll also have responsibility for reviewing customer- and public-facing marketing associated with those initiatives. And you'll do it all in a collaborative environment that values your insight, encourages you to take on new responsibility, promotes continuous learning, and rewards innovation and intellectual curiousity. Strong executive communication skills are required. Impeccable written and oral communication credentials, coupled with strategic influencing skills and the ability to drive agreement through intellect, interpersonal and negotiation skills. The ability to take complex ideas and break them down into simple concepts. Successful track record of thriving in a fast paced, entrepreneurial and dynamic environment.
Specific responsibilities include, but are not limited to:
Strategic Advice: Understanding the indirect auto originations business, fostering innovation through an understanding of the applicable laws, and charting a course for rolling out innovative products, including advising on contracting strategies. You’ll drill down into how we do what we do, and why we do what we do, so we can build a better way. You’ll help us focus on the ‘customer experience.’ You’ll fight the good fight against acronyms, legalese, and corporate jargon in contracts and disclosures while helping the company navigate complex regulations.
Marketing: Recognizing when we’re marketing, and then reviewing it with an eye toward identifying and explaining risks. And you get to help the business figure out what they’re trying to say and how they can say it better. You’ll have a thirst to understand what you’re reading about – a “learning mindset” – that focuses on how to change the world in awesome ways rather than merely recite statutes and regulations.
Translating: Understanding the law (e.g., privacy, IP, Reg Z, Reg B/ECOA, FCRA, UDAAP), understanding the business, having a willingness to learn the technology (APIs, AI, machine learning) if you don’t know it already, and putting them all together in your brain. You’ll translate between dynamic business intent, regulatory requirements, legal guardrails, best practices, etc. You won’t need to know everything about everything, but you’ll need to know a little about a lot.
Business ownership: Working hand-in-hand with the business to solve problems in flight. You’ll need an ownership mindset and to view yourself as part of the business team.
Partnering to Foster Innovation: Collaborating closely with colleagues across the Legal Department to fully vet and scale risk. You’ll work to push responsible innovation in challenging gray areas. We place a high value on intellectual curiousity, particularly when combined with a “we’ll figure out a way” attitude.
JD and member in good standing of at least one state bar
At least 5 years of experience in a law firm environment or as in-house counsel, working on advisory and/or litigation matters
2+ years of experience in advising financial-services or technology companies
At this time, Capital One will not sponsor a new applicant for employment authorization for this position.
Internal Number: R63180
About Capital One
Richard D. Fairbank is founder, Chairman and Chief Executive Officer of Capital One® Financial Corporation. Capital One, headquartered in McLean, Virginia, offers a broad spectrum of financial products and services to consumers, small businesses and commercial clients. Mr. Fairbank founded Capital One in 1988 based on his belief that the power of information, technology, testing and great people could be combined to bring highly customized financial products directly to consumers. Since then, Capital One has emerged as one of the America's largest consumer franchises with approximately 45 million customer accounts and one of the nation's most recognized brands. As one of the nation’s top 10 largest banks based on deposits, Capital One, N.A. and Chevy Chase Bank, F.S.B. have approximately 1,000 branch locations primarily in New York, New Jersey, Texas, Louisiana, Maryland, Virginia, and the District of Columbia.